CAL SAVERS: What California is Telling Employers They Must Do to Help Employees Retire

The Anderson Files
The Anderson Files
CAL SAVERS: What California is Telling Employers They Must Do to Help Employees Retire

Attorney Meredith Sesser chats with Mike about the CAL SAVERS program, as well as what retirement benefit employers must implement and offer employees in order to comply with what is now a CA state law to help employees plan for retirement. Meredith talks about what you need to know as both an employer and an employee.

Meredith Sesser of Sesser Law is among the nation’s leading authorities on employee benefits law, ERISA, and benefits taxation. With 22 years of pension and ERISA experience, she routinely assists businesses and non-profit organizations in the preparation, implementation, operation, and termination of retirement plans such as defined benefit and cash balance pension plans, 401(k) profit-sharing plans, and 403(b) plans (plans for public education organizations, governments, religious institutions, and non-profit organizations).

Ms. Sesser represents employers in Department of Labor (DOL) and Internal Revenue Service (IRS) controversies, including investigations, audits, and voluntary compliance to prevent or correct plan disqualification and fiduciary breaches (EPCRS, VCP, DFVCP, and VFCP). She counsels clients on inadvertent filing errors, resolves inaccuracies, and works vigorously to successfully abate IRS penalties charged to employers with late or negligent filings of Form 5500 (Annual Return/Report of Employee Benefit Plan). In addition, she advises employers on employee benefit claims.

Ms. Sesser provides advice on business structuring and employment relationships, including how to determine and analyze controlled and affiliated groups as well as leased and staff employees, to ensure that a business owner’s retirement benefits are not subject to scrutiny by the IRS. She is the “go-to” lawyer for many third-party administrators.

To learn more, Meredith can be contacted at 310-954-2181 or


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