Jeff outlines the areas where he believes comprehensive reform is required to address the housing crisis confronting both low- and middle-income households (as well as some of the roadblocks to the process), why gas prices will be higher this summer, and how 2020 was the biggest year for the mortgage industry. Featured in this episode:

– Adam Potafiy from Finance of America discusses a new “retirement mortgage” product that features forward and reverse mortgages designed to help seniors stay in their homes.

– Nina Penny of Malibu Funding explores fixed-rate and adjustable-rate reverse mortgages and the availability of home equity lines of credit.